Zero-based budgeting: give every dollar a job.
1Plan your paychecks.
On the Budget tab, switch between Month and Paycheck views and set your pay schedule. Each paycheck counts toward your expected income.
2Give every dollar a job.
Add budget categories and set a planned amount for each. Income minus planned should hit $0. That is zero-based budgeting.
3Track as you spend.
Log transactions on the Transactions tab, import a CSV, or connect your bank under Accounts. Flip the rollover toggle on a category to carry leftover money into next month.
4Save and crush debt.
Set savings targets on the Goals tab. List debts on the Debts tab and run the snowball or avalanche payoff simulator.
5Review your progress.
The Reports tab shows where your money went, with 1-month to 12-month views and a monthly income, spent, and saved trend.
